NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
GEM Federal Credit Union is committed to making available financial products and services that will enable its members to meet their financial needs and goals. Protecting personal information and using it in a manner consistent with member expectations is a high priority to everyone associated with this credit union.
To ensure that members can rely on the quality of products and services we make available, our credit union stands behind the following privacy policy:
The credit union will collect only the personal information that is necessary to conduct our business; That is only what is necessary to provide competitive financial products and services and more. We collect this information about members from applications and other forms, information about member transactions with us, our affiliates or others, and information we receive from consumer reporting agencies.
The credit union discloses nonpublic personal information about its members and former members to nonaffiliated third parties as permitted by law.
We may disclose all of the information we collect, as described above to service providers and companies that perform marketing or other services on our behalf (for example - check printing companies, data processors and consumer reporting agencies). We only work with companies who agree to maintain strong confidentiality protections and limit the use of information we provide.
GEM Federal Credit Union will protect the personal information of its members. We will maintain strong security controls to ensure that member information in our files and computers is protected. We limit employee access to confidential member financial information to those employees with a business reason for knowing such information. Additionally, we maintain physical, electronic and procedural safeguards that comply with federal regulations.
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