GEM Online

Share Drafts . . . 

If you need a checking account, we offer a better service called share drafts.  There is no minimum balance required and no service charges.  You receive carbonless duplicates of your drafts, and monthly statements.

Direct Deposit & Payroll Deduction . . .

Direct deposit allows you to have your payroll, pension, or any recurring government check deposited directly into your credit union account.

Payroll deduction is a great way to save money or repay loans.  Upon your approval, deductions can be made from your paycheck automatically and credited to any account you wish.

Share Savings . . .

Your savings account at the credit union is called a share account.  You must maintain a $25 minimum balance in your account to retain membership.

The National Credit Union Administration, an agency of the federal government, insures your money up to $250,000.

Services . . .

  • Share Savings Accounts
  • Share Draft Checking Accounts

  • Payroll Deduction

  • Direct Deposit

  • U.S. Savings Bonds

  • Christmas Club

  • Pee Wee Penguin Young Savers’ Club

  • Share Certificates

  • IRA Savings

  • Loans

  • Cashier’s Checks

  • Money Orders

  • Night Depository Box

  • Drive-Up Window

  • Notary Service

  • Financial Counseling

  • Check Cashing

  • Loan Protection Insurance

  • NADA Car Guides

  • Toad's Ride n Shine Car Wash Books

  • Movie Tickets

  • Instant Cash & Check

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